{"id":49826,"date":"2026-09-02T11:00:00","date_gmt":"2026-09-02T03:00:00","guid":{"rendered":"https:\/\/www.raywhitehk.com\/events\/au-mel-upperhouse-5-6-sep-2026-2\/"},"modified":"2026-09-02T19:44:31","modified_gmt":"2026-09-02T11:44:31","slug":"au-hsbc-talk-9-sep-2026","status":"publish","type":"events","link":"https:\/\/www.raywhitehk.com\/en\/events\/au-hsbc-talk-9-sep-2026\/","title":{"rendered":"\u3010\u9280\u884c\u6309\u63ed\u4ee3\u8868\u99d0\u5834\u3011\u6fb3\u6d32 HSBC \u696d\u52d9\u7570\u52d5\u2014\u2014 \u6309\u63ed\u8f49\u6703 \u2573 \u7121\u75db\u6536\u79df \u81ea\u6551\u5168\u653b\u7565\uff01"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text module_id=”midtown” _builder_version=”4.26.1″ background_color=”#251b12″ custom_margin=”||0px||false|false” custom_padding=”20px|20px|20px|20px|false|false” global_colors_info=”{}”]<\/p>\n

\u300c\u9280\u884c\u6309\u63ed\u4ee3\u8868\u300d\u89aa\u81e8\u73fe\u5834 \u9762\u5c0d\u9762\u62c6\u89e3\u6700\u65b0\u51fa\u8def
<\/span><\/span><\/strong><\/span><\/p>\n

<\/h1>\n

[\/et_pb_text][et_pb_gallery gallery_ids=”49827″ fullwidth=”on” _builder_version=”4.26.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_gallery][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ custom_padding=”|20px|0px|20px|false|false” global_colors_info=”{}”]<\/p>\n

\u26a0\ufe0f \u6fb3\u6d32\u696d\u4e3b\u6ce8\u610f\uff01HSBC \u64a4\u51fa\u6fb3\u6d32\u96f6\u552e\u5e02\u5834\uff0c\u4f60\u7684\u6309\u63ed\u8207\u6536\u79df\u5b89\u6392\u6e96\u5099\u597d\u672a\uff1f<\/p>\n

\u6fb3\u6d32 HSBC \u8fd1\u671f\u5ba3\u4f48\u5c07 360 \u5104\u6309\u63ed\u8cc7\u7522\u51fa\u552e\u4e88\u79c1\u52df\u57fa\u91d1 Blackstone\uff0c\u4e26\u65bc\u672a\u4f86 18 \u500b\u6708
\u5167\u5206\u968e\u6bb5\u7d50\u675f\u500b\u4eba\u96f6\u552e\u9280\u884c\u670d\u52d9\u3002\u6309\u63ed\u8cc7\u7522\u9810\u8a08\u65bc 2027 \u5e74\u4e0a\u534a\u5e74\u4ea4\u7531\u975e\u9280\u884c\u8cb8\u6b3e\u6a5f\u69cb
\uff08Non-bank Lender\uff09Pepper Money \u71df\u904b\u3002<\/p>\n

\u5c0d\u65bc\u6301\u6709\u6fb3\u6d32\u7269\u696d\u7684\u9999\u6e2f\u696d\u4e3b\u800c\u8a00\uff0c\u9019\u610f\u5473\u8457\uff1a
1.\u00a0 \u672a\u4f86\u7684\u6309\u63ed\u606f\u7387\u8b8a\u5316\u5c07\u5145\u6eff\u672a\u77e5\u6578<\/strong>
2. \u65e5\u5e38\u6536\u79df\u3001\u4ea4\u5730\u7a05\u53ca\u7ba1\u7406\u8cbb\u7684\u6236\u53e3\u9762\u81e8\u505c\u7528<\/strong>
\u9762\u5c0d\u7a81\u5982\u5176\u4f86\u7684\u9280\u884c\u7570\u52d5\uff0c\u6d77\u5916\u696d\u4e3b\u61c9\u8a72\u5982\u4f55\u61c9\u5c0d\uff1f\u4e0d\u60f3\u7279\u610f\u958b\u8a2d\u6fb3\u6d32\u672c\u5730\u6236\u53e3\uff0c\u53c8\u53ef\u4ee5
\u5982\u4f55\u5b89\u7a69\u6536\u79df\uff1f<\/p>\n

\u5be6\u9ad4\u8b1b\u5ea7\uff1a\u70ba\u6fb3\u6d32\u696d\u4e3b\u5ea6\u8eab\u8a02\u9020\u7684\u61c9\u5c0d\u65b9\u6848<\/strong>
\u6211\u5011\u7279\u8a2d\u5c08\u5834\u8b1b\u5ea7\uff0c\u9080\u8acb\u9280\u884c\u6309\u63ed\u4ee3\u8868\u89aa\u81e8\u73fe\u5834\uff0c\u70ba\u696d\u4e3b\u62c6\u89e3\u8f49\u6309\uff08Refinance\uff09\u53ca\u6536
\u79df\u7684\u5168\u65b0\u51fa\u8def\u3002
\u7126\u9ede\u4e00\uff1a\u6309\u63ed\u8f49\u6703 (Refinance) \u5be6\u6230\u62c6\u89e3<\/strong>
\u8f49\u6703 Option \u5168\u516c\u958b<\/strong><\/span>\uff1a\u6309\u63ed\u8f49\u4ea4\u5f8c\uff0c\u5408\u7d04\u689d\u6b3e\u77ed\u671f\u4e0d\u8b8a\uff0c\u4f46\u672a\u4f86\u52a0\u6e1b\u606f\u6b65\u4f10\u672a\u5fc5\u8207\u50b3\u7d71
\u5927\u884c\u540c\u6b65\u3002\u6211\u5011\u5c07\u70ba\u4f60\u5256\u6790\u5e02\u9762\u4e0a\u9069\u5408\u6d77\u5916\u6536\u5165\u8cb7\u5bb6\u7684\u8f49\u6703\u9078\u64c7\u3002
\u9ec3\u91d1\u7de9\u885d\u671f\u61c9\u5c0d\u7b56\u7565<\/strong><\/span>\uff1a\u8d81 18 \u500b\u6708\u904e\u6e21\u671f\u5167\u9032\u884c\u300c\u6309\u63ed\u5065\u5eb7\u6aa2\u67e5\u300d\u3002\u9280\u884c\u4ee3\u8868\u5c07\u73fe\u5834
\u8b1b\u89e3\u5982\u4f55\u8a55\u4f30 LTV\uff08\u6309\u63ed\u6210\u6578\uff09\u8207\u6536\u5165\u8b49\u660e\uff0c\u4e26\u9010\u6b65\u62c6\u89e3\u7533\u8acb Refinance \u7684\u5177\u9ad4\u624b\u7e8c
\u8207\u7372\u6279\u8a23\u7ac5\u3002<\/p>\n

\u7126\u9ede\u4e8c\uff1a\u96f6\u7169\u60f1\u6536\u79df\u65b9\u6848\uff08\u7121\u9808\u958b\u8a2d\u7576\u5730\u6236\u53e3 \u76f4\u63a5\u7a69\u6536\u6e2f\u5e63\uff09<\/strong>
\u76f4\u63a5\u6536\u53d6\u6e2f\u5e63 (HKD<\/span>)<\/strong>\uff1a\u4e0d\u60f3\u8655\u7406\u8f49\u6703\u81f3\u6fb3\u6d32\u56db\u5927\u9280\u884c (Big 4) \u7684\u7e41\u8907\u624b\u7e8c\uff1f\u900f\u904e\u6211\u5011\u7684
\u5c08\u5c6c\u7269\u696d\u7ba1\u7406 (PM) \u670d\u52d9\uff0c\u4f60\u53ef\u4ee5\u8df3\u904e\u7576\u5730\u958b\u6236\u9650\u5236\uff0c\u5728\u9999\u6e2f\u76f4\u63a5\u6536\u53d6\u6e2f\u5e63\u79df\u91d1\u3002
\u4e00\u7ad9\u5f0f\u79df\u52d9\u8207\u958b\u652f\u7ba1\u7406<\/strong><\/span>\uff1a\u9664\u4e86\u7121\u7e2b\u929c\u63a5\u79df\u91d1\u6536\u5165\uff0c\u6211\u5011\u66f4\u6703\u4ee3\u70ba\u8655\u7406\u6fb3\u6d32\u5730\u7a05\u3001\u7269\u696d
\u7ba1\u7406\u8cbb\u7b49\u81ea\u52d5\u6263\u5e33 (Direct Debit) \u5b89\u6392\uff0c\u5fb9\u5e95\u89e3\u6c7a HSBC \u6236\u53e3\u505c\u7528\u7684\u5f8c\u9867\u4e4b\u6182\u3002<\/p>\n

<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.raywhitehk.com\/wp-content\/uploads\/2026\/09\/RW-HSBC-Main-1080-1350.jpg” title_text=”RW-HSBC-Main-1080-1350″ _builder_version=”4.26.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”262deg” background_color_gradient_stops=”#ffffff 0%|#d8d8d8 100%” background_color_gradient_start=”#ffffff” background_color_gradient_end=”#d8d8d8″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”||3px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_font=”|300|||||||” header_letter_spacing=”10px” global_colors_info=”{}”]<\/p>\n

\u6fb3\u6d32HSBC\u5c08\u984c\u8b1b\u5ea7<\/span><\/h1>\n

\u2027\u00a0\u2027 \u2027 \u2027<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”|300|||||||” text_letter_spacing=”4px” text_line_height=”2.1em” background_color=”#FFFFFF” custom_padding=”40px|40px|40px|40px|false|false” global_colors_info=”{}”]<\/p>\n

\u65e5\u671f\uff1a 9 \u6708 8 \u65e5 (\u661f\u671f\u4e8c)<\/p>\n

\u6642\u9593\uff1a 12:30 PM \u6216 8:00 PM (\u6bcf\u65e5\u5169\u5834)<\/p>\n

\u5730\u9ede\uff1a \u5c16\u6c99\u5480\u661f\u5149\u884c 16 \u6a13 1633 \u5ba4
(The Balmoral Display Gallery)<\/p>\n

\u5609\u8cd3\uff1a \u9280\u884c\u4ee3\u8868\u89aa\u81e8\u4e3b\u8b1b<\/p>\n

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